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Kevin Coluccio Discusses Automobile Insurance in Washington State

Is Automobile Insurance Required in the State of Washington? Washington State requires anyone who drives a motor vehicle or a motorcycle to carry liability coverage of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $10,000 property damage per accident.  Proof of insurance is required in the event that a driver is pulled over or is involved in a collision. When you drive a vehicle in Washington that is required to be registered in another state, you must have the type of insurance required by that state. You must be able to provide proof of this insurance to law enforcement if requested. What happens if you are an At-Fault Party in an Automobile Collision? If you drive a

What is Loss of Consortium Claims?

An affiliation, combination, or partnership of enterprises, financial institutions, or investors involved in a joint venture is referred to as a consortium in the context of commerce. The term “consortium” in family law refers to the rights that a spouse has to the companionship, cooperation, affection, assistance, financial support, and sexual relations of their partner. The emotional pain or suffering suffered by the family members or loved ones of an accident victim is the legal definition of loss of consortium claims. It is one of the categories of legal damages that may be recovered in a personal injury claim. What is Loss of Consortium Claims? Loss of consortium is the psychological trauma experienced by the relatives and friends of an

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Dealing with Insurance Adjuster

Insurance claim adjustment is the process of analyzing and settling insurance claims. This includes evaluating the right coverage, analyzing the damage or loss, and arranging a settlement between the insurer and the policyholder. What are Insurance Adjusters, and what do they do? Insurance adjusters are experts who conduct insurance claim investigations and evaluations on behalf of insurance companies or policyholders. They examine the damage or loss, establish the proper coverage, negotiate settlements, and may offer policyholders advice on how to reduce future losses. Preparing for the Insurance Adjuster’s Visit To prepare for the insurance adjuster’s visit, gather and organize all relevant documents, such as the insurance policy, receipts, and any related correspondence. Create a list of the goods that have

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How Do Vehicles Roll Over

A car rollover accident occurs when a vehicle rolls over onto its side or roof. Sharp bends, high speeds, overloading, and vehicle design errors can all contribute to this. Rollovers are more likely with higher, narrower vehicles like SUVs and trucks, and they can cause serious injuries or even death. Driving at reasonable speeds, avoiding overloading the vehicle, and maintaining adequate tire maintenance are all preventative measures. Seat belts and airbags can assist reduce injuries in the case of a rollover. What are the Causes of Cars Rolling Over? A variety of variables can contribute to a car rollover, including: Risky Driving Speeding, making fast curves at high speeds, and abrupt lane changes are all examples of risky driving. These

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Common Types of Commercial Truck Accidents

Commercial truck accidents are crashes that involve large commercial vehicles, such as tractor-trailers and 18-wheelers, together with delivery trucks. These types of accidents can cause significant damage and injuries because of the size and weight of commercial trucks. Please read on to learn about the common types of commercial truck accidents. Common Types of Commercial Truck Accidents Common commercial truck accidents cause severe injuries and damage as these vehicles can weigh up to 80 000 pounds. This is compared to passenger vehicles that typically weigh approximately 4 000 pounds. In addition, the large size and weight of commercial trucks also mean that they have a lot of momentum, making it difficult for them to stop quickly in an emergency. The

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What Happens if Someone Hit my Parked Car?

One out of every five auto accidents takes place in a garage or parking lot. Parking lots are the scene of about 50,000 crashes annually, many of which result in hundreds of fatalities and thousands of injuries. Pedestrians account for about 40% of the fatalities in parking lot collisions. The most vulnerable groups to death include little children, newborns in strollers, and older persons. What Should I Do If Someone Hits my Parked Car? If someone hits my parked car in the parking lot, am I covered? If you can show that someone hit my parked car and was at fault in a parking lot, you can be compensated by their insurance. My car was hit while parked on the

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