How Long Does At Fault Accident Stay on Insurance Record

What does at-fault mean, and how long does an at-fault accident stay on the insurance record? Coluccio Law professionals handle many queries surrounding these cases, including questions about how to lodge an at-fault collision claim.  A person’s past driving record is a major factor, but several other considerations may affect the insurance records for an at-fault driver, including: Age Years of driving experience What is an at-fault accident likely to look like for someone who wants to stay in their insurance provider’s good books? Read on for more information. Types of At-Fault Accidents There are typically four types of at-fault accidents. In many cases, the insurance rates will increase after an at-fault accident, but the effect depends entirely on the

How To Report a Reckless Driver

Instances of reckless driving on Washington roadways happen all too frequently.  Whether it is traveling at a speed too high for the traffic conditions, illegal street racing, texting while driving, or swerving between lanes at high speeds, aggressive driving, reckless drivers pose a serious threat to your safety and the safety of others on the road.  Understanding what constitutes reckless driving and ways you can report this activity can be useful and provide safety to our communities.  Defining Reckless Behavior Behaviors that endanger others take many forms. Reckless behavior occurs when individuals are, or should be, aware of the risks involved in their actions. In Washington State, reckless behavior is defined by RCW 46.61.500 as “(a) any person who drives

Exploring No-Fault State Laws and How They Affect Personal Injury Cases

When two or more vehicles are involved in an accident, it can be challenging to determine who was responsible for the incident.   However, establishing fault is essential to insurance claims, and because each state has its laws, it pays to know “What does no-fault state mean” and who pays for car damage in a no-fault state?  At Fault Vs. No-Fault State Accidents  What is the meaning of a no-fault state? What is the difference between no-fault and fault state accidents? People have many questions about no-fault incidents and usually want to know what happens after the event.   In no-fault states, the driver’s personal injury protection (PIP) coverage pays out after a car accident for lost wages and medical expenses, regardless

Drunk Driving
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Drunk Driving Facts and Figures

Widely accepted as dangerous and illegal behavior, drunk driving continues to headline the news in Washington State. Crashes involving an alcohol-impaired driver have been especially prevalent on Washington roads in recent months. The serious injury and deadly outcomes that ensue from these preventable accidents are incomprehensible. The CDC estimates twenty-nine people die in alcohol-related motor vehicle accidents each day in the United States. Approximately one-third of all vehicle crash fatalities in the U.S. involve drivers with blood alcohol concentration (BAC) levels of .08 g/dL or higher. In 2019 alone, 10,142 individuals were killed by alcohol-impaired drivers. This statistic underscores the disturbing trend: over the 10-year period from 2010-2019, more than 10,000 people on a yearly average died in crashes involving

actual settlement amounts truck accidents
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Truck Accident Settlements and Verdicts

When you’ve been in an accident involving a truck, you may be confused about how exactly truck accident settlements and verdicts work. Because car accidents involving trucks are often severe, trucks typically have commercial coverage of at least one million dollars. As 18-wheelers generally have many policies of insurance coverage, 18-wheeler accident settlements will typically take care of your medical expenses in addition to any non-economic damages. Accepting a settlement instead of going to trial can lead to lower compensation. However, a trial is often much more stressful and time-consuming. If you or a family member are suffering from the repercussions of a truck accident and are considering commercial truck accident settlements, this page will provide an overview of truck

Young girl on phone in vehicle
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For-Hire Drivers

Professional car service and your protection During a recent ride-share trip, I noticed cards for several businesses displayed on the backside of the passenger seat. One of the business cards promoted the driver’s own for-hire transportation services. Besides working for Uber and Lyft, the driver generates revenue from transporting customers in his for-hire vehicle. “So,” he said, “the next time you need a ride to the airport, don’t use the ride-share app, call me directly and it will cost you less.” On its face, his proposal was appealing. Why pay ride-share service fees if I can secure a cheaper rate for the same trip from a known personal driver? The reason to think twice is insurance, and knowing the protections

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